Disability from Social Security. Is this program still available? Finally, disbursements came through and they sent over my transcripts to a community college and I met with a counselor and was told that NONE of my credits can be transferred over, when I was told by Kaplans counselor that I would be able to. These are real, legitimate loan forgiveness programs created by the Federal Government and designed to help former students of Kaplan University receive loan forgiveness. If you have $100,000 forgiven, then the IRS would consider you as having made an extra $100,000 for the year that your debt was forgiven. It started at about $2000.00 and currently it is a little over $5000. Nope, theres no time limit for BDAR applications, but Id get your app in as soon as possible because its taking forever to hear back from the Department of Education on the status of applications. I attended a school from 2002 to 2004 and believe it was bought out by Kaplan which prompted my loan servicer to send me a letter about the School Closure discharge. She stopped responding,hum that should have been a red flag for me, but my head was somewhere else (mom). I would try contacting the Student Loan Ombudsman Group to see if theres any way that they can help you with this process. Hello, I was wondering if I was eligible for the Borrowers Defense to Repayment Discharge. Our teacher were only Medical Assistants with a few years experience. Since the school was found guilty of wrongdoing it will be easy for you to prove that they employed false advertising to mislead you, but remember, you have to have actually experienced something here or you could be putting yourself at legal risk. For example, if a student earns a bachelor's degree in nutrition science from Kaplan, the university will provisionally accept the student in a related master's-degree program, usually . But that was not what they told me when i enrolled in that school. Save my name, email, and website in this browser for the next time I comment. Im wondering if I would qualify for borrowers defense, I attended 2 years of online college through kaplan, when I didnt qualify for the program I originally wanted they smooth talked me into a different program and told me it would cost 11,000 per year. more was taken and this year I still owe $1,550. I emphasize that I never did nor would I have applied for a loan. Hello Tim, I attended Kaplan University online, and just as another comment stated, I was told my loan payment would be around $50 a month. The nation's largest for-profit chain, the University of Phoenix, agreed to a $191 million settlement with the Federal Trade Commission in 2019 over claims of fraud and deceptive marketing . I called Kaplan shortly after graduation to help with placement and I was always put off. The Department of Education Class Action Lawsuit is Theresa Sweet, et al. I was recruited gone after for months, felt like I was part of my recruiters family. (CN) - A federal judge in Miami refused to dismiss several lawsuits in which former employees accuse Kaplan University and Kaplan Higher Education Corp. of violating the Higher Education Act, in search of federal funding and profits. Even their own website doesnt offer jobs with this degree and now theyve revamped the program and its specifically geared for those who have undergraduate degrees and Im in IT. This sounds kind of complicated, and the specifics matter. Knowing what I know now I would never have borrowed money from Kaplan and went through their education program. Well They dropped the ball (didnt complete/submit some form) to the Board of Ed, and now Im being garnished to the tune of 15% OR $310 a month. You can file a claim against a school at any time. I was promised job placement and never received any assistance from Kaplan. A Federal appeals court has revived part of a whistleblower lawsuit against a for-profit college accused of improperly taking federal student loan money. The things you explained sound like a bad experience and maybe a customer service problem, but they dont sound like illegal behavior, so I dont think that youd qualify for a BDAR Discharge if those are the only reasons you listed in an application. One thing to keep in mind is that you cant (or at least shouldnt) apply to both of these programs, so what you need to do is research how each of them works, think about your specific situation and experience with Kaplan, then decide which one will work best for you. If you were on a leave of absence when the school closed, you are eligible if the leave of absence was approved. Kaplan Higher Education ("Kaplan"), a leading for-profit education company with campuses located throughout the country, will pay roughly $1.3 million under a civil settlement with the United States Department of Justice. The Department of Education plans to automatically cancel a total of $6 billion in student loans as part of a class-action lawsuit from students who filed borrower's defense claims against big-name online and for-profit institutions, including the University of Phoenix, Kaplan University and DeVry University. Took a couple years off and went back to finish since all I had was the clinical portion only to discover they no longer offered that program BUT I could transfer my credits to a BS in Healthcare Administration. My parents gave me this balance which was to be used for a graduation trip to celebrate so I could receive my degree. But I was also promised job placement, the classes were so easy they pretty much just gave us straight As. The second course barely had any homework at all and the work was extremely simple. Retention. Sometimes the loans just disappear through administrative issues, like losing paperwork, computer problems, etc. The Education Department received more than 400,000 borrower defense claims between 2014 and the end of 2021, according to the latest available data from the department. You did not complete all your coursework at Kaplan University, but failed to receive your diploma prior to the schools closing. now im paying back all this money on accounts that all read closed and show a $0 dollar amount closed I also want to mention about how I wasnt really doing much of my homework that was given or completing assignments and eventually my grades were falling. Settled for $60 million ($20 million in cash over five years and must provide at least 160 units of affordable housing worth an additional $40 million). How to Use the Borrowers Defense Against Repayment Program 2. Was there interest on the loans you took out? I guess the only good thing is that I . The school was accused and found guilty of illegal marketing activities. I want to stop paying the loan. State investigations of for-profit chains have routinely produced evidence of misconduct that the Education Department has used to approve individual debt-relief claims. 3:19-cv-03674, . Nope, theres no statute of limitations on Borrowers Defense to Repayment. Both schools promised work right after graduation, and I was not successful. I filled out application, etc. If your legal rights are affected by a class action, you usually will only need to get involved once the case settles. In fact, Betsy DeVos, our Education Secretary, has been trying to eliminate the Borrowers Defense program entirely ever since she was appointed by President Donald Trump, who also seems to be against BDARs existence. Do you think I would qualify? Um, this is not the way to tell your story if you want a BDAR Discharge. And this program is actually the better option for receiving forgiveness benefits because even though its harder to qualify for them, its much easier to actually receive them. The Education Department received more than 400,000 borrower defense claims between 2014 and the end of 2021, according to the latest available data from the department. Degree Attainment. Kaplan University. My name is Valerie Morgan,I really need to speak to someone about this as my situation may be slightly different than most. Thank You. I went to Kaplan university from October 2008 to March of 2012. In this article, Im going to give you plenty of information about each of these powerful forgiveness programs, including who qualifies for the benefits, how to apply for them, and how to frame your Borrowers Defense claim in order to increase your chance of getting it approved. I did not have a G.E.D or High school diploma. I attended Kaplan in 2011 for medical assisting. I attended Kaplan University from 2004-2008 and received a Kaplan University Diploma in March 0f 2008 in Bachelor of Science in Management. The Biden administration will cancel the student loan debt of around 560,000 borrowers who attended schools formerly operated by for-profit education provider Corinthian Colleges. Even the state exam was open book. The specific requirements of the Closed School program state that you must not have completed all of your courses required for graduation, and that you must have either still been attending the school at the time it shut down, or within 120 days of the official closure date. To stop paying the loan youd have to start looking into your options for having it discharged. I would also consider getting in touch with the Student Loan Ombudsman Group to ask them what they think is going on. They said too bad you have to prove not responsible and eventually they garnished my wages. Read my full post on the topic, it includes details of the specific things that make you eligible for a discharge. they told me Theyll Make sure ill pass the certification exam but our instructors were getting fired or leaving the school .Most exams were open book. For Private Loans call McCarthy Law PLC, a group of attorneys who will help you get a debt settlement and a new loan for the lower settled amount of the debt. Your best bet would be coming up with an argument for why you deserve a Borrowers Defense to Repayment Discharge. . The University engaged in criminal business methods with the government. When I talked to them about taking a maternity leave after having my son in November of 2012 they said I would have to restart the program as they were changing the curriculum and the classes I passed would not be relevant for the new program. I was also told I would be able to have career placement assistance. HI, I was initially recruited to enroll at Kaplan in an RN-MSN program in 2009. Documented cases of their actions have already gone through court. After initially defending an appeal in the case, which was brought during the Trump era, the Biden administration backed off and cleared the path for 7,200 people to have their federal student loans discharged. now at some point you think they would have notified me about my grades were falling and that I was not completing assignments like they should have been, so in other words they were letting me stay there way longer then they should have before kicking me out. Not only do you not need anyone elses help with Borrowers Defense, but you also shouldnt be willing to give out all the details required to complete the application to anyone other than an official US Government entity, or perhaps an attorney. Then Attorney General Harris' investigation and lawsuit triggered several other inquiries by the Department and other federal and state regulators as well as actions by the Department that ultimately resulted in Corinthian selling most of its campuses in 2014 and closing the remaining ones in 2015. The more detail the better! Does this apply to other schools besides Kaplan? However, because that matter is unclear, it does . In fact, within the class action lawsuit against Kaplan University, we found out that they were involved in enrolling unqualified students, changing grades, and even falsifying legal documents so that their substandard programs would receive accreditation. Got laid off during recession and no work for 2 years and didnt hear anything until last month and now sent garnishment letter again. You can reach them at 1-877-317-0455. Competency-Based Learning. If thats all that you can come up with for a BDAR application then it will be denied. Any suggestions I would greatly appreciate. Hi Tim, I can not find any information with a number for Kaplan. The Kaplan University Lawsuit One of the principal reasons that Kaplan University Student Loans are eligible for the Borrower's Defense program is that the school has been involved in defrauding the US Government to a huge $4 billion, which is essentially a record when it comes to higher education scams. I want to know what i can do? Possibly. In April, the for-profit Kaplan University officially became an arm of Indiana's public university system. Yeah, it works for any school. Details You must have been enrolled in the school or withdrew no more than 120-180 days before the school closed, depending on your first loan disbursement. The closing of Kaplan University, Kaplan College and Kaplan Career Institute entitles former students to use the Closed School Loan Discharge program in order to obtain loan forgiveness, under certain conditions. and there was no support you were basically on your own and unsure if you have learned the courses correctly. Did you read my entire post? Cant find anyone that can answer any of my questions. or who left the school prior to the time it closed, but within 120 days of the closure. (2000) Institution name changed from Quest College to Kaplan College. If you dont qualify for a Borrowers Defense Discharge, then the good news is that you may have another path to forgiveness via the simple fact that Kaplan is no longer operational. That theyd help you find a position? Department of Education Announces Loan Forgiveness After Defrauded Kaplan Students File Lawsuit Today, the U.S. Department of Education approved federal student loan discharges for borrowers who were enrolled in Kaplan Career Institute's Medical Assistant and Medical Billing & Coding programs from July 2011 through February 2012. Story if you have to start looking into your options for having discharged. Went to Kaplan University diploma in March 0f 2008 in Bachelor of Science Management. That make you eligible for a graduation trip to celebrate so I could receive my degree much just gave straight. High school diploma paying the loan youd have to prove not responsible and they. During recession and no work for 2 years and didnt hear anything until last month and now garnishment! Losing paperwork, computer problems, etc you can come up with for a application! Gone through court else ( mom ) be used for a Discharge the courses correctly you. 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