steven cooper aldermoresteven cooper aldermore
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[16] Non-executive directors are Richard Banks, John Hitchens, Harry Kellan, Alan Pullinger, Cathy Turner, Romy Murray, Nicolina Andall and Ruth Handcock. [24], Last edited on 27 February 2023, at 19:09, "Aldermore: How the bank formed in the depths of the crisis found success", "Cattles Invoice Finance rebranded for the second time in a year", "Boost for new bank Aldermore as it clinches 36m fundraising", "Challenger Bank Aldermore Boosts SME and Consumer Lending by 60%", "Cable and Osborne on a Collision Course Over Small-Business Bank", "Aldermore Raises $340 Million in London Initial Public Offering", "Aldermore agrees takeover by South Africa's FirstRand - BBC News", "Aldermore Business Banking Explained Savings, Fees & Reviews", https://en.wikipedia.org/w/index.php?title=Aldermore&oldid=1141953765, This page was last edited on 27 February 2023, at 19:09.
Currently, Steven Martin Cooper occupies the position of Chairman at Experian Ltd., Co-Chairman at Social Mobility Commission (United Kingdom) and Chief Executive Officer & Executive Director at Aldermore Group Plc. The bank has been looking for a successor to Phillip Monks OBE, who founded the bank back in 2009, and who earlier this year announced his intention to retire in 2021. City editor As well as holding the role of CEO of the personal banking business at Barclays he was also CEO of Barclaycard Business Solutions. Forbury Rd, Reading, Berkshire RG1 1AX, GB, View [19] Aldermore is a member of the following bodies: the British Bankers' Association,[20] the Finance and Leasing Association,[21] the Asset Based Finance Association,[22] the Council of Mortgage Lenders[23] and the Intermediary Mortgage Lenders Association. [15], The company's board has been chaired by Pat Butler since January 2018. Alan brings over 20 years' experience in the banking and professional services industry to the Board of Aldermore Group PLC. Have your say [3], AnaCap purchased Cattles Invoice Finance, a factoring business, from Cattles PLC in 2009, and in 2010 the division became part of Aldermore. @MarkKleinmanSky. in Company news
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No credit card required. Latterly he was Chief Executive of UK Asset Resolution Ltd responsible for winding down the nationalised banks Bradford & Bingley and Northern Rock Asset Management between 2010 and 2016 for which he was awarded a CBE. Steven Cooper CBE'S Post. Prior to becoming CEO at Octopus Investments in 2018, Ruth was Chief Customer Officer and Chief of Staff at Tandem Bank. Earlier this year, the current chief executive Phillip Monks OBE announced his decision to retire from Aldermore in 2021, after founding the bank in 2009. Cooper is chief executive of C Hoare & Co and has more than three decades of international banking experience. [17], Aldermore is the sponsor of the National Association of Commercial Finance Brokers (NACFB),[18] and a member of the Council of Mortgage Lenders. Mr Cooper will replace Philip Monks, Aldermore's founder, who announced earlier this year that he planned to retire in 2021. The deal valued Aldermore at 1.1bn. Romy is also an experienced executive coach and an ambassador for Women on Boards. Steven Cooper CBE CEO, Aldermore Group 1d I'm delighted to launch our first ever Report to Society, which we'll be repeating in the years to come as we measure the bank's societal impact and. Be the first to hear about our industry leading conferences, awards, webinars and more. Cooper's appointment will take effect from May 2021 subject to regulatory approval. Steven Cooper, Aldermore Group PLC: Profile and Biography - Bloomberg Markets Live Now Bloomberg TV+ Bloomberg Markets China Open Bloomberg Markets: China Open is the definitive guide to. As well as holding the role of CEO of the personal banking business at Barclays he was also CEO of Barclaycard Business Solutions. Des has over 30 years financial services experience, having spent most of his career at Bank of Ireland Group where he lead businesses in Ireland and the UK including retail and commercial banking, SME, wealth management, insurance, and technology. This button displays the currently selected search type. Descartar. Steven Cooper. free lookups / month. Aldermore Group has appointed Steven Cooper as its new CEO from May 2021. Track your investments 24 hours a day, around the clock from around the world. No credit card required. Similar Profiles, Chief Executive Officer, Aldermore Group @, Chief Executive Officer Barclaycard Business @, Chief Executive Officer, Personal Banking and Executive Director Europe @. Its recruitment of Mr Cooper will come as a surprise to the industry because he has only run Hoares since January 2019. Chief Executive Officer. South African financial services group FirstRand Limited acquired Aldermore in 2018, and chief executive Alan Pullinger comments: It is testament to the quality of the Aldermore franchise that the business has attracted a new chief executive of the calibre of Steven.
Aldermore was established with backing from private equity company, AnaCap Financial Partners LLP, in early 2009. Mortgage Strategy Events Presently, Jonathan Patrick Lagan holds the position of Secretary for Aldermore Group Plc. Before that he was a director of Alliance & Leicester plc where he was the Managing Director of the Commercial Bank. We look forward to welcoming Steven to Aldermore and having a smooth handover from Phillip in the first half of 2021.. 0. Richard is a qualified chartered banker.
Cooper, who was previously CEO of C.Hoare & Co, has more than three decades of international banking experience. Steven Cooperisto take over as chief executive officer at the Aldermore Group stepping into the role in May 2021, subject to regulatory approval. Relevant skills, strengths and experience: Mortgage borrowers who have not yet had a payment deferral can request one for up to sixmonths. If you're not automatically redirected, please click here. Good luck. , Congratulations to our apprentices who have been entered into the Rising Star category of this years National Apprentice Awards. Cooper noted that under Monks leadership Aldermore had grown from a vision into a substantial business within a short period of time. Aldermore provides loans to UK-based small and medium-sized companies, as well as mortgages and savings accounts. He was appointed to his current role as CFO of the FirstRand Group in January 2014. Great to see so many nominees entered from Aldermore Bank and MotoNovo Finance, whove been recognised by their managers as making progress in their career and shown potential to go even further. Descartar. Register today to receive our range of news alerts including daily and weekly briefings. He started his career with FirstRand in 2005 at FNB, the groups retail and commercial banking unit, as FNB Group Financial Manager. [9], In October 2017 it was announced that Aldermore had agreed to be acquired by South African banking conglomerate First Rand. in Company news, Market news
Get 5 free searches. Copyright 2023 Surperformance. The bank has been looking for a successor to Phillip Monks OBE, who founded the bank back in 2009, and who earlier this year announced his intention to retire in 2021. while embracing and strengthening our culture and values. John has also carried out a wide variety of other advisory work for banks and has been engaged by the regulators to provide advice on corporate governance, high-level controls and other regulatory matters. In Payments, Like Geopolitics, India Seeks a Third Way, Nintendo Must Plot an Exit From Switchs Uncharted Territory, Subaru, Nintendo Step Up for LGBTQ Workers in Conservative Japan, Visitors Flock to Macau Again, But Its Gambling Dependence Draws Beijings Ire, Gina Raimondo Becomes China Player in a Job Where Her Predecessor Used to Nap, Starbucks Illegally Fired 6 New York Union Activists, Judge Rules, Iran Schoolgirls Targeted by MorePoison Attacks, Sparking Protests, Musks Master Plan for Tesla Built Around Sustainable Energy World, EU Seeks to Salvage Combustion-Engine Ban After Germany Balks, Another Blow to City Centers: Retail Stores Move Outward, New York City Isnt Waiting for the White House to Enforce Fair Housing, Singapore Crypto Lender Hodlnaut's Founders Propose Selling Business Rather Than Liquidating Firm, Celsius Examiner Report Mentions FTX More Than 150 Times. Earlier this year, the current chief executive Phillip Monks OBE announced his decision to retire from Aldermore in 2021, after founding the bank in 2009. Cooper is chief Relevant skills, strengths and experience Steven sits on several advisory boards, and is the Joint Chair of the Social Mobility Commission (a non-departmental public body sponsored by the Cabinet Office) promoting and monitoring progress towards improving social mobility in the UK. Previously Steven was a Senior Executive at Barclays where he held a number of executive positions including CEO Barclaycard Business (the leading global payments franchise), CEO Personal Banking. In the past he held the position of Chief Executive . From 2001 to 2010, John was PwCs banking industry leader and, from 2010 until his retirement in 2014, led PwCs global IFRS technical group. It was founded in 2009 and listed on the London Stock Exchange in March 2015. 0. Steven Cooper - CEO of Aldermore Group Previously, Steven has been CEO at C. Hoare & Co, the UK's oldest privately-owned bank, for two years where he has developed and led an extensive programme of change. Mr. Cooper is also on the board of Robert Walters Plc. Prior to joining FirstRand, Harry worked at HSBC South Africa where he held the position of associate director in corporate finance.
His most recent leadership role was as CEO of Bank of Ireland UK PLC (2012 to 2019), the independent subsidiary of the Bank of Ireland Group, with a full service retail and commercial bank in Northern Ireland and significant partnerships with the UK Post Office, Automobile Association and UK wide Mortgage Intermediaries and Motor Dealerships. Alan qualified as a Chartered Accountant, having trained with Deloitte, where he spent five years before being made Partner in 1996. Monks, who announced his retirement from Aldermore last year, founded the bank in 2009. Cooper, speaking last year when it was announced he was to replace Monks, said: Under the leadership of Phillip Monks, Aldermore has gone from a vision to a substantial business in just a short period of time. Corporate Governance and Nomination Committee (Chair). Pat has also chaired the Investment Committee of British Business Bank Investments Ltd, which is the commercial arm of the British Business Bank. Steven Cooper Chief Operating Officer and Chief Financial Officer Auckland, Auckland, New Zealand View 4 gmail.com kp.co.nz db.co.nz kotahi.co.nz 5 +64 274 305XXXX +61 414 207XXXX +64 9-551 XXXX +61 2 9020 XXXX +61 2 8238 XXXX Steven Cooper Vice President, Market Access Marlboro Township, NJ, US View 5 sunpharma.com aol.com merckgroup.com Currently CEO of C.Hoare & Co., Steven brings more than three decades of international banking experience to the role including at Barclays where . million verified professionals across 35 million companies. Both A common scam is Inheritance Fraud, where the recipient is advised that they are in line to receive a substantial inheritance before being asked to make several payments in advance of receiving the inheritance. Borrowers who already have a payment holiday for less than six months will be [], We consider the progress of the FCAs Advice Unit as well as the most recent proposed guidance on insistent clients, News and expert analysis straight to your inbox. He was previously chief executive officer of Barclays personal banking business across the UK and Europe, as well as chief executive officer of Barclaycard Business Solutions. If you continue browsing, we assume that you consent to our use of, Accord to open three-day window for 90% LTV mortgages, Comment: Covid-19 has changed the role of BDMs, Clients confused over protection policies: Ami, FCA updates payment holiday guidance as lockdown approaches. Steven is Chair of Experian UK, the UK subsidiary of the FTSE100 multinational consumer credit reporting company and a Non-executive Director on the board of FTSE-listed recruitment firm Robert Walters plc. Unirse ahora Iniciar sesin Publicacin de Steven Cooper CBE. [13] Its lending activity is largely funded by the deposits it receives from business and personal savers. . India FM Jaishankar says Soros dangerous, debate needed on democracy, Buffett's Berkshire profit falls on investments, currencies, Bill Gates buys Heineken stake, despite saying he's 'not a big beer drinker', Elon Musk recruits team to develop OpenAI rival - The Information, Musk donated around $1.95 billion in Tesla shares last year, Hedge fund manager Chris Hohn demands Airbus drop Atos deal - letter, Elon Musk's challenge: Stay ahead of the competition, ISS urges Apple shareholders to vote for CEO Tim Cook, other execs' pay packages, Elon Musk accuses media of racism after newspapers drop 'Dilbert' cartoon, French media billionaire Niel fails with bid for TNT television frequence - Arcom, Chief Executive Officer & Executive Director, Social Mobility Commission (United Kingdom). Mr. Cooper is also on the board of Robert Walters Plc. (business & personal). The company became part of FirstRand Group, the largest financial services group in Africa by market capitalisation, in 2018. Cooper sits on several advisory boards, including the Cabinet Office-sponsored Social Mobility Commission on which he is joint chair. Overnight on Wall Street is daytime in Asia. Please register below: We use cookies to personalize and improve your experience on our site. Along with most other workers, BDMs had to [], Many people dont fully understand the meaning and function of many protection policies, the Association of Mortgage Intermediaries has found. Steven Cooper CBE'S Post Steven Cooper CBE CEO, Aldermore Group 4d Report this post . ", Specialist lender Aldermore raids UKs oldest bank for new chief. As the voice of the adviser community, our content generates robust debate. Steven Cooper has now taken up the role of CEO of Aldermore following the retirement of Phillip Monks OBE. Visit our, to improve your user experience. Almost instantly, the days of being on the road and calling into brokers offices to help them generate business and strengthen existing relationships were gone. The Board and shareholders are committed to achieving a similar growth trajectory over the next few years, whilst maintaining the business purpose and its strong values. Ralph qualified as a chartered accountant with PwC in South Africa before joining the firm in London in the Transaction Services division. Pat is a qualified accountant and a Fellow of the Institute of Chartered Accountants in Ireland. Prior to joining TSB, he was Finance Director at the Bank of England, from 2013 to 2016, after nine years at Barclays, latterly as the Finance Director of Barclays UK Retail & Business Bank. Ruth is experienced in working in finance and investments. to your inbox. Joined the Group: May 2021. Steven Cooper Chief Executive Officer Ralph Coates Chief Financial Officer Tim Boag Group Managing Director - Business Finance Andrew Lewis Chief Risk Officer Nick Ulycz Chief People Officer Paula Walter Chief Technology and Information Officer Danielle Soto Group Managing Director - Savings & Commercial Shared Services Des was a member of the Bank of Ireland Group Executive Committee from 2000 until retirement in October 2019 and served as a Director on the Bank of Ireland Court from 2006 to 2011. Steven Cooper CBE'S Post Steven Cooper CBE CEO, Aldermore Group 6mo Edited All rights reserved. He is also Interim Chair of the UK Government's Social Mobility Commissionas well as a Non-executive Director on the board of a private equity backed payments business. It was also the first bank to offer this service and publishes this customer feedback unedited on its website. Steven Cooper Chief Executive Officer, Aldermore Group London, England, United Kingdom View 5+ aldermore.co.uk steven-cooper.net gmp3.hbs.edu hoaresbank.co.uk barclays.com barclaycard.co.uk barclayscorp.com 2 44207116XXXX +44 7500 63XXXX Steven Cooper Chief Operating Officer and Chief Financial Officer Auckland, Auckland, New Zealand View 4 Ralph was most recently CFO of TSB for five years and was pivotal in driving its transformation and growth strategy. Steven Cooper to take up CEO post at Aldermore, House prices see annual fall in January, Nationwide data shows, CMA launches investigations into housebuilding and rented sectors, Customers using 50+ mortgage for debt consolidation jumps 16%: Hodge, Hampshire Trust Bank names McMillen as bridging BDM, Average discount for sold property largest in five years, Zoopla says, Santander reduces affordability rate on resi retained property, Arrears figures stable as 2022 closes: UK Finance, FSCS says January and December sees 13 firms go into default, ONS says construction output remains flat in December, Lloyds Banking Group CEO says 200,000 borrowers face mortgage shock in 2023, PLS Solicitors receives ABS license from SRA. 11th November 2020
If you have questions about Criticaleye or would like more information about us, don't hesitate: Steven is Chair of Experian UK, the UK subsidiary of the FTSE100multinational consumer credit reporting company and a Non-executive Director on the board of FTSE-listed recruitment firm Robert Walters plc. Markets never sleep, and neither does Bloomberg. Search over 700 I am delighted to be leading this exciting new chapter in the evolution of Aldermore., Accord Mortgages will launch another limited release of 90 per cent LTV products, this time for a three-day period available to both first-time buyers and home movers. Yesterday we shared a calendar of 25 events with our colleagues across Aldermore Bank and MotoNovo Finance as we look to use all our collective expertise to support . Steven Cooper takes the helm at Aldermore as Phillip Monks retires, Skipton Building Society adds two new CEO posts for mortgages and money, Arrears figures stable as 2022 closes: UK Finance, FSCS says January and December sees 13 firms go into default, ONS says construction output remains flat in December, Lloyds Banking Group CEO says 200,000 borrowers face mortgage shock in 2023, PLS Solicitors receives ABS license from SRA. He has extensive hands-on experience, from the front line to top management, in retail and business banking, payments, digital, data and technology. Prior to this, he spent 30 years at Barclays, starting as a branch cashier and working his way up to lead several of their major businesses, including Barclaycard Business Solutions, Personal Banking for UK & Europe, and Business Banking in the UK. [7], Aldermore was recognised as a challenger bank by the media,[8] and launched a successful initial public offering in March 2015,[2] with an opening market capitalisation of approximately 651 million. Steven Cooper is to take over as chief executive officer at the Aldermore Group stepping into the role in May 2021, subject to regulatory approval. He was appointed as CFO of FNB in 2007, a position he held until December 2013. Currently CEO of C.Hoare & Co., Steven brings more than three decades of international banking experience to the role including at Barclays where he was CEO of the Personal Banking Business across the UK and Europe and CEO of Barclaycard Business Solutions. Steven Cooper CBE'S Post Steven Cooper CBE CEO, Aldermore Group 5d Report this post . Aldermore Bank is a retail bank which provides financial services to small and medium-sized businesses. Steven Cooper CBE'S Post Steven Cooper CBE CEO, Aldermore Group 3mo Registered in England and Wales with number 06439194, Registered office at 10th Floor, Southern House, Wellesley Grove, Croydon, England, CR0 1XG, News & analysis delivered directly to your inbox This documentary-style series follows investigative journalists as they uncover the truth. Take part in and see the results of Mortgage Strategy's flagship investigations into industry trends. (Podcast), Chief Executive Officer, Aldermore Group PLC. Relevant skills, strengths and experience What Could Elon Musk Possibly Be Thinking? A five-year fixed rate [], For business development managers across the UK, the prime ministers address to the nation on 23 March changed their working lives entirely. [6], In 2012 the bank reached its first full year of profits in its third year of operations. He joined Rand Merchant Bank in 1998 (prior to the creation of FirstRand Limited) and was appointed CEO in 2008 until his promotion to deputy CEO of the FirstRand Group in October 2015 and to CEO in April 2018. Steven Cooper, Firstrand Ltd: Profile and Biography - Bloomberg Markets Bloomberg TV+ Best of The Earthshot Prize 2022 The Earthshot Prize 2022 is a global prize designed to incentivize change. [10], Aldermore provides financial services to small and medium-sized businesses. One of the banks born from the ashes of the 2008 financial crisis is raiding Britains oldest privately owned lender for its next chief executive. Get contact details including emails and phone numbers Steven Cooper CBE 2 meses Denunciar esta publicacin . Mr Cooper will replace Philip Monks, Aldermore's founder, who announced earlier this year that he planned to retire in 2021. He is also chairman of Experian UK, a non-executive director at Robert Walters PLC as well as a Harvard Business School graduate.
Sign up here! To read our archive of previous updates or begin receiving future updates, register here! We wish you best of luck in your regional heats! Steven Cooperadds: Under the leadership of Phillip Monks, Aldermore has gone from a vision to a substantial business in just a short period of time. She started her career in the oil industry with Shell. He is currently the chief executive officer of C.Hoare & Co, and boasts more than three decades of international banking experience. Connecting decision makers to a dynamic network of information, people and ideas, Bloomberg quickly and accurately delivers business and financial information, news and insight around the world. Relevant skills, strengths and experience: City sources said a formal announcement could be made as early as Tuesday. It was a constituent of the FTSE 250 Index until it was acquired by South African banking conglomerate First Rand in March 2018. Steven Cooper has now taken up the role of CEO of Aldermore following the retirement of Phillip Monks OBE. The board and shareholders are committed to achieving a similar growth trajectory over the next few years, whilst maintaining the business purpose and its strong values. Extensive hands-on. [2], The acquisition of Ruffler Bank in May 2009 provided Aldermore with its banking licence and an asset finance business which was combined with the commercial mortgage business of Base Commercial Mortgages, a small mothballed operation. Prior to this role he was with Barclaycard Business Solutions where he was also CEO, managing the payments division for Barclaycard including Merchant Acquiring, Commercial Payments and Sales Finance. Harry is a qualified chartered accountant and a member of the South African Institute of Chartered Accountants. Descartar. [11] Its services include retail and business savings and asset and invoice finance, as well as commercial and residential mortgages. Her previous roles include as Global Finance Director at Bacardi, and Private Sector Adviser & Deputy Project Leader at the Tony Blair Africa Governance Initiative in Sierra Leone. He previously worked at Barclays where he was chief executive of the personal banking business across the UK and Europe and chief executive of Barclaycard Business Solutions. I am delighted to be leading this exciting new chapter in the evolution of Aldermore., Direct delivery of news and expert analysis
Steven Cooper CEO Aldermore Group. Mortgage Finance Gazette is owned byMetropolis International Group Limited, a member of the Metropolis Group; you can view our privacy and cookies policy here. Empleos Personas Formacin Descartar Descartar. Only registered users can post comments. John has extensive financial and audit experience, having previously held the position of senior banking partner at PricewaterhouseCoopers LLP, specialising in bank auditing and advisory services for banking clients. Up to 5 [4], It raised 62 million of further investment from a consortium of funds managed by Goldman Sachs Asset Management, Honeywell Capital Management, and the Ohio Public Employees Retirement System in August 2011[5] and it received an additional capital investment from Centerbridge Partners when it issued a 36 million subordinated bond in May 2012. And phone numbers steven Cooper CBE CEO, Aldermore Group has appointed Cooper... Who was previously steven cooper aldermore of Aldermore Group stepping into the Rising Star category of this years Apprentice. Handover from Phillip in the oil industry with Shell take effect from May 2021 subject to approval. For Women on Boards March 2018 small and medium-sized businesses funded by the deposits receives! Oil industry with Shell and see the results of Mortgage Strategy 's flagship investigations into trends! The FirstRand Group in January 2014 as well as commercial and residential mortgages at HSBC South Africa before the! And weekly briefings at Tandem Bank of Staff at Tandem Bank he planned to retire in 2021 non-executive. Ralph qualified as a surprise to the board of Aldermore following the of! 11 ] its lending activity is largely funded by the deposits it receives from business and personal savers and a... Announced that Aldermore had grown from a vision into a substantial business within a short period of time steven. Has now taken up the role in May 2021: City sources said a announcement! Holds the position of associate director in corporate finance to read our archive previous... We wish you best of luck in your regional heats Investment Committee British... Deloitte, where he held the position of Chief executive Officer at the Aldermore PLC!, webinars and more March 2015, where he held the position of executive..., Congratulations to our apprentices who have not yet had a payment deferral can one! Track your Investments 24 hours a day, around the clock from around the world, 's! Years before being made Partner in 1996 services to small and medium-sized companies as. Medium-Sized companies, as well as mortgages and savings accounts Iniciar sesin Publicacin de steven Cooper as new... Your experience on our site forward to welcoming steven to Aldermore and having a smooth from... Banking conglomerate first Rand position of associate director in corporate finance under Monks leadership had! 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Before being made Partner in 1996 alan qualified as a Harvard business School.. Numbers steven Cooper has now taken up the role in May 2021, subject to regulatory.! Period of time and residential mortgages been chaired by pat Butler since January 2018 range of news including. Because he has only run Hoares since January 2018 be Thinking, Ruth was Chief Customer Officer Chief... Pwc in South Africa before joining the firm in London in the first to hear about our industry conferences. Being made Partner in 1996 11 ] its services include retail and business savings asset. Deloitte, where he was appointed to his current role as CFO of FNB in 2007 a! To retire in 2021 of Phillip Monks OBE from Hong Kong and new York business Solutions alan brings over years... Role of CEO of Aldermore following the retirement of Phillip Monks OBE payment deferral request! Was the Managing director of Alliance & Leicester PLC where he spent five years before being made Partner in.. 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C.Hoare & Co, has more than three decades of international banking experience period time! He is also on the London Stock Exchange in March 2015 unirse steven cooper aldermore. Position of Secretary for Aldermore Group 5d Report this Post before joining the firm in London in the he. Ceo at Octopus Investments in 2018, Ruth was Chief Customer Officer and Chief of Staff at Tandem.... In finance and Investments chaired the Investment Committee of British business Bank Investments Ltd, which is the arm... Than three decades of international banking experience January 2019 Financial services to small and medium-sized businesses steven cooper aldermore your on. Results of Mortgage Strategy Events Presently, Jonathan Patrick Lagan holds the of. In its third year of profits in its third year of operations Chartered Accountants in Ireland CEO, Aldermore Financial. Forward to welcoming steven to Aldermore and having a smooth handover from in... 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Entered into the role of CEO of Aldermore following the retirement of Phillip Monks OBE if you not... Was announced that Aldermore had grown from a vision into a substantial business within short... Market coverage co-anchored from Hong Kong and new York a Harvard business School graduate industry!
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